Inside Money

The series which looks at the world of personal finance, presented by Paul Lewis.

Episodes

EpisodeTitleFirst
Broadcast
RepeatedComments
2004072420040725

Taming the Beast

The return of the award-winning series which lets Radio 4 listeners explore financial issues that make them hot under the collar.

High house prices may be welcome news for those who already own a home, but what about first time buyers priced out of the market? Having lived through three property booms, listener Mary Ray argues soaring house price inflation is damaging for people and the economy. She joins presenter Lesley Curwen to investigate what action the government could take.

2004072420040726

Taming the Beast

The return of the award-winning series which lets Radio 4 listeners explore financial issues that make them hot under the collar.

High house prices may be welcome news for those who already own a home, but what about first time buyers priced out of the market? Having lived through three property booms, listener Mary Ray argues soaring house price inflation is damaging for people and the economy. She joins presenter Lesley Curwen to investigate what action the government could take.

2004081620040823

4/6. Withering Profits

Thousands of people have put money into 'with-profits bonds' expecting to get a safe investment that paid a better return than their building society. But facing little or no profits on their money and a hefty penalty for taking money out, what are their future prospects?

Listener Pip Flegel joins presenter Lesley Curwen to investigate.

20040823
2007080420070806

Lesley Curwen presents the series in which listeners explore financial issues which matter to them.

3/6. A growing number of companies are offering to offset our carbon emissions by investing in environmentally positive projects around the world. Listener Simon Mallet joins Lesley to investigate whether such schemes deliver what they promise.

3/6.

A growing number of companies are offering to offset our carbon emissions by investing in environmentally positive projects around the world.

Listener Simon Mallet joins Lesley to investigate whether such schemes deliver what they promise.

2007081120070813

Lesley Curwen presents the series in which listeners explore financial issues which matter to them.

4/6. The stock market has been booming for the past four years. But some commentators are urging caution, saying that history tells us that the growth is unlikely to continue for much longer. Listener Sandy Clarke joins Lesley to explore whether this is a good or bad time to be investing in shares.

4/6.

The stock market has been booming for the past four years.

But some commentators are urging caution, saying that history tells us that the growth is unlikely to continue for much longer.

Listener SAndy Clarke joins Lesley to explore whether this is a good or bad time to be investing in shares.

20070820

Lesley Curwen presents the series in which listeners explore financial issues which matter to them.

5/6. A Quick Fix?

Listener Stephen Hunt joins Lesley to investigate long-term deals in the mortgage market.

5/6.

A Quick Fix?

Lesley Curwen Revisits Listeners Who Took Part In Last Summer's Inside Money Series To Find Out The2003041920030420

results of the decisions they made about their finances.

Do Not Bank On It19970728

NatWest overcharged David Jones's company by several thousands of pounds.

With presenter Paul Lewis, he sets out to discover why banks get their sums wrong so often.

First Time Rules2003080920030811

Property prices have never been higher and it's proving almost impossible for first time buyers to get that crucial first foot on the ladder.

The government says it's doing its best to create more affordable housing, but nurse Vikki Smith from Oxford is one of thousands wondering if she will ever own her own home.

She joins presenter Lesley Curwen to investigate her chances.

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Five programmes in which listeners work their way through the financial system.

1: The Mortgage Maze with Roger White. Producer Ann Gilmartin

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Unknown: Roger White.

Producer: Ann Gilmartin

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1: The Mortgage Maze

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with Roger White. 2: Going It Alone

Starting up in business and keeping going. Producer Ann Gilmartin

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2: Going It Alone

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with Roger White.

3: Decisions, Decisions! The pensions dilemma. Producer Ann Gilmartin

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with Roger White.

3: Decisions, Decisions!... The pensions dilemma. Producer Ann Gilmartin

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with Roger White.

4: Picking winners on the stock market... buying shares for the first time. Producer Virginia Eastman

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Unknown: Roger White.

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4: Picking winners on the stock market... buying shares for the first time.

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Last programme in the series.

5: Happily Ever After... Producer Ann Gilmartin

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Producer: Ann Gilmartin

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5. Happily ever after.

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Roger White explores personal finance in five programmes.

1: A Place in the Sun. Spotlight on the holiday property arena.

Producer Ann Gilmartin

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Unknown: Roger White

Producer: Ann Gilmartin

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1: A Place in the Sun

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Roger White on personal finance.

2: Exploring the Offshore World... Is it really a safe haven for your money?

Producer Virginia Eastman

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Unknown: Roger White

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with Roger White.

3: Splitting Up. Taking the sting out of divorce.

Producers Virginia Eastman and Ann Gilmartin

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Unknown: Roger White.

Unknown: Ann Gilmartin

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Roger White on personal finance.

4: Back on Your Feet. Is there life after bankruptcy?

Producer Ann Gilmartin

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4: Back on Your Feet

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The last in the series, with Roger White.

5: Self-employed - Are You One of the 6 Million? Do you know your way round the system?

Producer Virginia Eastman

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1: Russian Rouktte. In the first of a new series, Roger White goes to Russia to assess the risks of investing in the emerging market.

ProducerAnn Gilmartin

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Unknown: Roger White

Unknown: Producerann Gilmartin

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1: Russian Roulette. Roger White goes to Russia to assess the nsks of investing in tne emerging market.

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2: Financial Advice: the Customer Can't Win. Roger White goes behind the iron curtain of the life assurance industry. Producer Virginia Eastman

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3: A Slice of the Action. There's been an avalanche of companies looking for new capital via a Stock Market listing. But is it really possible foryouas an investor to get a slice of the action? Roger White and a small investor find out.

Producer Ann Gilmartin

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3: A Slice of the Action. Can a small investor deal with companies looking for new capital via a Stock Market listing? Roger White finds out.

'Repeated from Saturday 12 noon)

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Get Rich Quick' Roger White takes a look at pyramid selling, or network marketing. Producer Virginia Eastman. PHONE: [number removed]

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Get Rich Quick? Roger White takes a look at pyramid selling, or network marketing. Is it legal? Producer Virginia Eastman.

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Une Bonne Affaire. How easy is it to move to France and run a business? Roger White investigates in the last of the series. Producers Virginia Eastman and Anne Gilmartin

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Unknown: Roger White

Unknown: Anne Gilmartin

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Roger White returns, bringing the public face to face with decision-makers in the world of personal finance. This week: The Pensions Gamble Producer Sarah Pennells. Rptd Mon 11.30am

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Unknown: Roger White

Producer: Sarah Pennells.

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With Roger White. The Pensions Gamble Repeated from Saturday 12.00pm

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Roger White takes the public through the personal finance jungle.

Paying for Granny. Who is going to pay for the care of the growing number of people over 85?

Producer Kurt Barling. Rptd Monday 11.30am * See This Week: page 12

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Unknown: Roger White

Producer: Kurt Barling.

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Repeated from Saturday 12.00pm

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Roger White brings the public face to face with decision-makers in the world of personal finance.

3: Subject to Status. The credit industry. Producer Sarah Pennells. Rptd Mon 11.30am

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Roger White explores the world of personal finance.

4: Whose Company Is It Anyway?

British Gas was privatised in 1982. Over ten years on, shareholders ask: just who runs British business?

Producer Kurt Barling. Rptd Monday 11.30am

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Repeated from Saturday 12 noon

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The series that brings the public face to face with personal financiers. 5: The Hard Sell.Roger White tries to catch up with those involved in one-day sales. Producer Sarah Pennells. Rptd Mon 11.30am

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The programme that brings the public face to face with decision-makers in the world of personal finance.

6: Unsafe as Houses. Roger White investigates predictions for further falls in the values of houses around the country.

Producer Kurt Barling. Rptd Mon 11.30am

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Last in the series which explores the world of personal finance. Buy Now, Benefit Later? Roger White asks: if we can't rely on the state for mortgage benefits or a viable pension, can we rely on the private sector? Producers Kurt Barling and Sarah Pennells

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Unknown: Roger White

Producers: Kurt Barling

Producers: Sarah Pennells

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A six-part series which gives listeners a chance to get to the heart of financial issues that affect them. Roger White looks into the leasehold system. Producer Sarah Pennells. Rptd Mon 11.30am

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Repeated from Saturday 12.00 noon

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Six programmes which allow listeners to address their own financial grievances. 2: The Feeling's Mutual

Surrey accountant Serge Lourie is fighting to stop the mighty Halifax Building Society becoming a bank. Presented by Roger White. Producer Colin Wilde Extended

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Unknown: Serge Lourie

Presented By: Roger White.

Producer: Colin Wilde

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Six programmes that allow listeners to address financial grievances. 3: A Novel Approach to an Age-Old Problem. Novelist Margaret Drabble tackles care for the elderly. Presented by Roger White. Producer Sarah Pennells

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Unknown: Margaret Drabble

Presented By: Roger White.

Producer: Sarah Pennells

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Six programmes that allow listeners to address financial grievances.

4: Do-lt-Yourself. Magician Andrew de Burgh and pensioner Stella Robinson investigate the consequences of self assessment of taxes.

Presented by Roger White. Producer Colin Wilde

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Unknown: Stella Robinson

Presented By: Roger White.

Producer: Colin Wilde

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Six programmes that allow listeners to address financial grievances.

5: The Trouble with Ostriches. Roger White traces a listener's investment. Producer Colin Wilde

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Unknown: Roger White

Producer: Colin Wilde

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Life under Labour. Roger White meets politicians and financial advisers to find out what life would be like for small investors if Labour won the next election. Last of the series.

Producer Sarah Pennells

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Unknown: Roger White

Producer: Sarah Pennells

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The first of seven programmes about personal finance, with Paul Lewis. It Is in the Small Print. Ustener Chris Hobley discovers that he is not alone in losing money through an insurance company. Producer Sarah Pennells Extended 11.30am

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Unknown: Paul Lewis.

Unknown: Ustener Chris Hobley

Producer: Sarah Pennells

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Paul Lewis presents seven programmes which look at personal finance.

2: Will You Still Keep Me? Barbara

Castle challenges New Labour about its plans for pensions in the future. Producer Mark Gregory

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Unknown: Paul Lewis

Producer: Mark Gregory

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Repeat from Saturday 12 noon

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With Paul Lewis. Will You Still Keep Me? Barbara Castle asks New Labour about its future plans for pensions. Producer Mark Gregory

♦ Face behind the Voice: page 123

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Unknown: Paul Lewis.

Producer: Mark Gregory

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Don't Bank on It. Paul Lewis discovers why banks often get their sums wrong. Producer Sarah Pennells

Repeated Monday 11.30am

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Unknown: Paul Lewis

Producer: Sarah Pennells

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Seven programmes looking at the world of personal finance.

5: Confused? You Will Be. John Freake and Paul Lewis set out to discover if the new gas suppliers are deliberately trying to confuse customers. Producer Sarah Pennells Repeated Monday 11.30am

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Unknown: John Freake

Unknown: Paul Lewis

Producer: Sarah Pennells

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Seven programmes looking at the world of personal finance.

6: Pep Talk. Paul Lewis takes a stock market beginner through the maze of investment products. Producer Mark Gregory

Repeated Monday 11.30am

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The last of seven programmes which look at the world of personal finance. No Work, No Deal. Does the benefit system trap unemployed people? With the help of presenter Paul Lewis , listener Nel Lister asks if Labour's "New Deal" will work. Producer Marcia Hughes

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Presenter: Paul Lewis

Unknown: Nel Lister

Producer: Marcia Hughes

Offset Mortgages20050523
We Were Robbed2003072620030728

The government has unveiled new plans to protect the millions of workers who pay into occupational pensions.

But what about the unlucky people who have already lost out because their employer went bust? What will the government do for them? Willie Riggans worked for United Engineering Forgings in Ayr for more than twenty years.

Despite decades of pension contributions, Willie may now get back only a fraction of the money he was promised would fund his retirement.

We Were Robbed2003080220030804

The government plans to protect workers who pay into occupational pensions, but what about the unlucky ones who have already lost out? Lesley Curwen investigates.

Will You Still Keep Me?19970726

Barbara Castle asks New Labour about its plans for pensions in the 21st century.

With Profits Woes2003081620030818

'With profits' investments are the driving force behind our pensions, endowment mortgages and savings plans, but how many of us understand how they work?

012007072120070723

Lesley Curwen presents the series in which listeners explore financial issues which matter to them.

1/6.

Adam Potter, who runs a small business in the North East of England, is concerned about rising prices both at home and at work.

He joins Lesley to investigate inflation and puts his concerns to Bank of England governor Mervyn King.

1/6. Adam Potter, who runs a small business in the North East of England, is concerned about rising prices both at home and at work. He joins Lesley to investigate inflation and puts his concerns to Bank of England governor Mervyn King.

01Home Is Where The Hip Is2006072220060724

From June next year, everyone selling a house in England and Wales will have to provide a Home Information Pack.

The government says the packs will save buyers money and speed up the process.

But critics argue it's a solution that could create more problems than it solves.

Niall Connolly joins presenter Lesley Curwen to investigate.

Home is Where the HIP is

From June next year, everyone selling a house in England and Wales will have to provide a Home Information Pack. The government says the packs will save buyers money and speed up the process. But critics argue it's a solution that could create more problems than it solves.

01It Is In The Small Print19970712

Listener Chris Hobley discovers that he is not the only person to lose thousands of pounds by placing his money and his trust in an insurance company.

01Taming The Beast2004072420040725

High house prices may be welcome news for those who already own a home, but what about first time buyers priced out of the market? Having lived through three property booms, listener Mary Ray argues soaring house price inflation is damaging for people and the economy.

She joins presenter Lesley Curwen to investigate what action the government could take.

01The Protection Racket2005072320050725

Payment protection insurance is supposed to cover loan or mortgage repayments if borrowers lose their jobs or cannot work because of ill health.

But critics argue these policies are not suitable for many people, and that they may be being mis-sold.

Listener Karen Manning joins presenter Lesley Curwen to investigate.

Payment protection insurance is supposed to cover loan or mortgage repayments if borrowers lose their jobs or cannot work because of ill health. But critics argue these policies are not suitable for many people, and that they may be being missold. Listener Karen Manning joins presenter Lesley Curwen to investigate.

The Protection Racket

Payment protection insurance is supposed to cover loan or mortgage repayments if borrowers lose their jobs or cannot work because of ill health. But critics argue these policies are not suitable for many people, and that they may be being mis-sold.

01Would You Credit It?2002072020020722

Banks and finance houses are happy to lend us money, but what happens when we are unable to pay them back? Tim Lett joins Lesley Curwen to investigate.

022007072820070730

Critical illness policies are designed to pay out a lump sum if the policyholder suffers from certain serious health problems.

But every year thousands of people have to fight to get their payout.

One of them was Radio 4 listener Dean Turrell, who joins Lesley to investigate why a product designed to help the most vulnerable is letting so many people down.

Lesley Curwen presents the series in which listeners explore financial issues which matter to them.

2/6. Critical illness policies are designed to pay out a lump sum if the policyholder suffers from certain serious health problems. But every year thousands of people have to fight to get their payout. One of them was Radio 4 listener Dean Turrell, who joins Lesley to investigate why a product designed to help the most vulnerable is letting so many people down.

02Absolute Zero2002072720020729

Thousands of small investors have been caught out by a huge gamble they did not know they were taking.

Lesley Curwen investigates.

02I'd Go To Jail2004073120040802

Lesley Curwen presents a six-part series in which listeners explore financial issues.

Pensioner Jeff Ellett argues passionately that council tax is unfair.

2/6. I'd Go to Jail: Lesley Curwen presents a six-part series in which listeners explore financial issues. Pensioner Jeff Ellett argues passionately that council tax is unfair. [Rpt of Sat 12.00pm]

I'd go to Jail

When council tax went up by an average of almost 13% last year, it triggered a wave of protests, particularly from those on low fixed incomes. Pensioner Jeff Ellett ended up in court for withholding part of his bill. He argues passionately that council tax is unfair and joins presenter Lesley Curwen to investigate what the alternatives might be.

02In The Red And Ripped Off2006072920060731

A controversial alternative to bankruptcy has soared in popularity in recent years.

Debt advisors are concerned that vulnerable people are wrongly being encouraged to take out individual voluntary arrangements, leaving them worse off.

Lesley Curwen investigates whether the government needs to tighten the rules.

In the Red and Ripped Off

A controversial alternative to bankruptcy has soared in popularity in recent years. Debt advisors are concerned that vulnerable people are wrongly being encouraged to take out individual voluntary arrangements, leaving them worse off. Lesley Curwen investigates whether the government needs to tighten the rules.

02Pensions On The House2005073020050801

Britons have long been obsessed with bricks and mortar.

But there's a revolution in store.

From April next year, you will be able to get tax relief to help buy residential property through your pension.

But who is it really suitable for, and what are the risks? Listener Helen Visvikis joins presenter Lesley Curwen to see if this new property pension could work for her.

Pensions on the House

Britons have long been obsessed with bricks and mortar. But there's a revolution in store. From April next year, you will be able to get tax relief to help buy residential property through your pension.

03How Much Is Enough?2002080320020805

Rebecca Dittman joins Lesley Curwen to investigate how the government sets benefit levels.

03It's A Steal2006080520060807

Lesley Curwen talks to Robert Scott, a victim of identity theft whose credit record is still in ruins after the thieves ran up huge debts.

It's a Steal: Lesley Curwen talks to Robert Scott, a victim of identity theft whose credit record is still in ruins after the thieves ran up huge debts. [Rpt of Sat 12.00pm]

It's a Steal: Lesley Curwen talks to Robert Scott, a victim of identity theft whose credit record is still in ruins after the thieves ran up huge debts. [Rptd Mon 3.00pm]

03Taking Stock2005080620050808

Lesley Curwen investigates what happened to the idea of a share-owning democracy.

Taking Stock: Lesley Curwen investigates what happened to the idea of a share-owning democracy. [Rpt of Sat 12.05pm]

Taking Stock

03The Mortgage Maze2004080720040809

With interest rates rising and more of us taking on larger home loans, finding the best mortgage deal has never been more important.

Listener Carey Hubble knows she needs to get to grips with her large mortgage.

She joins presenter Lesley Curwen to look at the options for saving money and clearing her debt early.

04Cold Comfort2006081220060814

Heating a home with gas now costs 70 percent more than it did in 2003.

Electricity prices have gone up nearly 50 percent over the same period.

Pensioner Nell McFadden joins presenter Lesley Curwen to find out why customers are being charged more, and what steps we can take to cut our bills.

Cold Comfort

Heating your home with gas now costs 70 percent more than it did in 2003. Electricity prices have gone up nearly 50 percent over the same period. Pensioner Nell McFadden joins presenter Lesley Curwen to find out why customers are being charged more, and what steps we can take to cut our bills.

Heating a home with gas now costs 70 percent more than it did in 2003. Electricity prices have gone up nearly 50 percent over the same period. Pensioner Nell McFadden joins presenter Lesley Curwen to find out why customers are being charged more, and what steps we can take to cut our bills.

04Safe As Houses?2002081020020812

Richard Uff joins Lesley Curwen to investigate whether buying property to let out is a good idea.

04Taking The Credit2005081320050815

The tax credit system was designed to provide more generous benefits to working families, especially those in low paid jobs.

But critics say a fundamentally flawed system has left some of the most vulnerable households facing huge bills.

They are being asked to repay money they should never have received, but which they thought was okay to spend.

Listener Faith Stanley is one mother facing a bill for thousands of pounds.

She joins presenter Lesley Curwen to find out whether the tax credit system needs to be redesigned.

Taking the Credit

The tax credit system was designed to provide more generous benefits to working families, especially those in low paid jobs. But critics say a fundamentally flawed system has left some of the most vulnerable households facing huge bills. They are being asked to repay money they should never have received, but which they thought was okay to spend.

Listener Faith Stanley is one mother facing a bill for thousands of pounds. She joins presenter Lesley Curwen to find out whether the tax credit system needs to be redesigned.

04Withering Profits2004081420040816

Thousands of people have put money into 'with-profits bonds' expecting to get a safe investment that paid a better return than their building society.

But facing little or no profits on their money and a hefty penalty for taking money out, what are their future prospects?

Listener Pip Flegel joins presenter Lesley Curwen to investigate.

Rptd Mon 3.00pm]

4/6. Withering Profits

Thousands of people have put money into 'with-profits bonds' expecting to get a safe investment that paid a better return than their building society. But facing little or no profits on their money and a hefty penalty for taking money out, what are their future prospects?

05Confused? You Will Be1997080919970811

Listener John Freake was so confused about which of the new gas suppliers was the cheapest, he had to use a computer programme to work it out.

With presenter Paul Lewis, he asks if companies are deliberately playing the confusion game.

05Falling Short2002081720020819

Millions of home-owners have taken out endowment policies to pay off their mortgages, only to find themselves facing huge potential shortfalls.

05First Rung2006081920060821

With the proportion of first time buyers in the market at an all time low, what is the best way to get a toe on the bottom rung of the property ladder? Would-be homeowner Emma Koubayssi joins presenter Lesley Curwen to explore her options.

First Rung

05In Safe Hands?2004082120040823

When David Galpin's father died, his family entrusted the management of his estate to a private company offering will and probate services.

When the company went into liquidation, David and his family were shocked to find there was no automatic safety net to ensure they got their money back.

David joins Lesley Curwen to investigate whether such companies can be regulated to stop the same thing happening to other people.

5/6

In Safe Hands?

05Little Treasure2005082020050822

Since April 2005, the government has sent out more than 1.7 million Child Trust Fund vouchers.

But so far fewer than a third have been used to open an account.

With more than 70 different child trust funds on offer, parents face a daunting choice.

Listener Janet Gillis joins presenter Lesley Curwen to find the right investment for her children.

Little Treasure

Since April 2005, the government has sent out more than 1.7 million Child Trust Fund vouchers. But so far fewer than a third have been used to open an account. With more than 70 different child trust funds on offer, parents face a daunting choice.

06Fair Shares?2002082420020826

This summer has been a rough ride for anyone with money invested in the stock market.

Lesley Curwen asks if there is a better way to save.

06In The Red2005082720050829

As a nation we owe more than £1 trillion on our mortgages, personal loans and credit cards.

For many managing debt is no longer about paying it off, but about taking advantage of a dazzling array of cheap deals.

But as the debt mountain has grown there's increasing evidence that we are borrowing - and being lent - too much.

Lesley Curwen talks to borrowers, money advisors and lenders.

In the Red

As a nation we owe more than £1 trillion on our mortgages, personal loans and credit cards. For many managing debt is no longer about paying it off, but about taking advantage of a dazzling array of cheap deals. But as the debt mountain has grown there's increasing evidence that we are borrowing - and being lent - too much.

06 LASTBeating The Charges20060826

Banks are facing increasing pressure from consumers who say the charges they impose are unfair and illegal.

But how much should people pay if they exceed their overdraft limit or can not honour a direct debit? Should banks be made to reduce their charges, or would that threaten free banking? Lesley Curwen investigates.

6/6. Beating the Charges

Banks are facing increasing pressure from consumers who say the charges they impose are unfair and illegal. But how much should people pay if they exceed their overdraft limit or can not honour a direct debit? Should banks be made to reduce their charges, or would that threaten free banking? Lesley Curwen investigates.

06 LASTThe Savings Equation2004082820040830

The Government says we all need to save more, but where are the incentives? Following a string of recent mis-selling scandals and the failure of a growing number of company pension schemes, more and more people have lost confidence in saving altogether.

Presenter Lesley Curwen debates the issue with a panel of invited guests.

07 LASTNo Work, No Deal19970823

Does the benefit system trap unemployed people on the dole? With the help of presenter Paul Lewis, listener Nel Lister asks if Labour's New Deal will work, and is there a lesson to be learned across the Channel?