Your Money [world Service]

Episodes

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20130212

Paul Lewis and Lesley Curwen present a global personal finance programme looking at the money issues that matter to you.

20130312

Paul Lewis and Lesley Curwen present a global personal finance programme looking at the money issues that matter to you.

20131113

The big money issues that matter to Chinese households, but which will resonate wherever you live in the world

How Far Would You Go To Get A Job?2013071020130715 (WS)

Global youth unemployment, Holiday property website scams and Money habits.

Global Youth Unemployment

73 million young people worldwide are out of work. And that number is set to keep growing over the next 5 years according to recent figures from the UN's International Labour Organisation. As countries look at innovative and sometimes controversial ways to help the jobless earn money, we look at Malawi which recently signed a deal to export 100,000 18-25 year olds to South Korea to find work. What will this new partnership mean for the two countries?

Holiday homes online scams

We investigate an international holiday fraud that leaves holidaymakers thousands of dollars out of pocket and with nowhere to stay when they reach their destination. Experts advise on how to protect yourself and explain what are your rights if you fall victim.

Money Habits and Financial Education

Are you a spender or a saver? Where did you learn your money habits? A recent study found that money habits are formed by the age of seven. And emphasises the need for children to be educated about financial issues. The Czech Republic is widely recognised as one of the world leaders in its efforts to incorporate financial education across all curriculum subjects for all ages. We hear of other success stories around the world. And we'll ask our listeners where they learnt how to budget and manage their money.

Corruption

When is a gift to say thank you really a bribe for favourable treatment? 'Your Money' had a great audience response to our discussion about corruption in our recent OB from India. We'll build on that, working with BBC global news on their corruption project. We’ll focus on Vietnam and China, looking at the blurry line between legitimate gift-giving, and bribery. And we’ll compare mainland China, Hong Kong and Taiwan to see if a good anti-graft system and education will make a difference within the same culture.

How Far Would You Go to Get a Job?20130710

Global Youth Unemployment

Seventy-three million young people worldwide are out of work. And that number is set to keep growing over the next five years, according to recent figures from the UN's International Labour Organisation. As countries look at innovative and sometimes controversial ways to help the jobless earn money, we look at Malawi which recently signed a deal to export 100,000 18-25 year olds to South Korea to find work. What will this new partnership mean for the two countries?

Holiday Homes Online Scams

We investigate an international holiday fraud that leaves holidaymakers thousands of dollars out of pocket and with nowhere to stay when they reach their destination. Experts advise on how to protect yourself and explain what are your rights if you fall victim.

Money Habits and Financial Education

Are you a spender or a saver? Where did you learn your money habits? A recent study found that money habits are formed by the age of seven and emphasises the need for children to be educated about financial issues. The Czech Republic is widely recognised as one of the world leaders in its efforts to incorporate financial education across all curriculum subjects for all ages. We examine other success stories around the world. And, we ask our listeners where they learnt how to budget and manage their money.

Corruption

When is a gift to say thank you really a bribe for favourable treatment? Your Money had a great audience response to our discussion about corruption in our recent programme from India. Building on that success, we focus on Vietnam and China, looking at the blurry line between legitimate gift-giving and bribery. And, we compare mainland China, Hong Kong and Taiwan to see if a good anti-graft system and education will make a difference within the same culture.

India's Gold Frenzy2013051420130520 (WS)

Why Indians are buying up gold and the scheme to let the poorest open bank accounts

As gold prices plummet, there is a buying frenzy in India, where traders are worried of running out of stocks. We visit a jewellers and a bullion dealer to see why gold is still such an important investment and a must-have for weddings. We meet a family who have access to a bank account for the very first time - thanks to India's unique ID scheme and we investigate why tens of thousands of savers have been left penniless after the collapse of a popular savings scheme. This week Your Money is live in Delhi.

(Image: Indian prospective buyers shop for gifts - Credit: AFP/Getty)

Lending And Borrowing20120911

Have you ever had a loan? How easy was it to borrow money? And what was it for? Your Money is focusing this month on borrowing and lending, and we want to hear your experiences.

Whether it's a loan for a home, a car, your education or just to make ends meet, tell us what it was like for you. Wherever you are in the world, whatever your experience, good or bad, email us your stories or questions to wsym@bbc.co.uk.

Paul Lewis and Lesley Curwen will be joined by a panel of experts including:

Michelle Evans, Consumer Finance analyst at Euromonitor International.

Richard Fiddis, Global Head of Strategic Markets at Experian, the world's leading credit bureau.

Moses Ochieng, a personal finance expert with the Consultative Group to Assist the Poor, based in Nairobi.

Christophe Andre, an economist at the Organisation for Economic Co-operation and Development and specialist in the global housing market.

Njeri Rionge, described by Forbes as "one of Kenya's most successful serial entrepreneurs", recently launched the Business Lounge, a business incubator to nurture and encourage entrepreneurship in Kenya.

If you have a question about how to get credit or improve your chances of getting a loan our guests are here to help. Email your questions and stories to wsym@bbc.co.uk and you can follow us on Twitter #bbcmoney.

(Image: A graph illustrating interest rates. Copyright Press Association/Chris Ison)

Have you ever had a loan? How easy was it to borrow money? And what was it for? Your Money is focussing this month on borrowing and lending and we want to hear your experiences. Whether it’s a loan for a home, a car, your education or just to make ends meet. Tell us what it was like for you. Wherever you are in the world, whatever your experience , good or bad, email us your stories or questions to wsym@bbc.co.uk

Richard Fiddis, Global Head of Strategic Markets at Experian, the world’s leading credit bureau

Moving Money20121113

Paul Lewis and Lesley Curwen investigate 'moving money', the perils and pitfalls of sending money to friends and relatives or to pay for goods and services. As usual we want to hear listeners' stories and experiences.

We'll also be hearing about a car hire firm which is refusing to return the deposit of many of its international customers after they have hired a car. What international protection do you have if you pay for something in another country?

And last month we reported on hyper-inflation in Iran - we'll be catching up with listeners there to hear what impact it has had since on their pockets and every day life.

Roaming Mobile Phone Charges20130108

Have you been hit with a monster mobile phone bill after travelling abroad? Did you manage to challenge it with your mobile phone provider?

In the January edition of 'Your Money' to be broadcast on Tuesday the 8 January we look at how travellers can protect themselves against huge data roaming charges when abroad.

We want to hear your experiences and stories of shock bills and data roaming disasters. Can you top the $200,000 mobile phone bill that landed on the doorstep of one Miami woman or the $10,000 bill of one holiday maker after a 10 day trip to Israel?

Email wsym@bbc.co.uk, tweet using the hashtag #bbcmoney or post on the WHYS Facebook page.

(Image: Tourist on a camel on a mobile phone, Credit: AFP/Getty)

Saving And Investing20121009

On the latest edition of ‘Your Money’ Lesley Curwen and Paul Lewis will be focusing on saving and investing.

Are you managing to save and if so, what are you saving for and where are you putting your money?

Does inflation and poor savings rates mean you’re not getting much of a return for your cash?

The programme will be hearing why people in China in some cases save as much as 50% of their wages and why community-based savings clubs are so popular in sub Saharan Africa.

Who do people trust to look after their cash? Do they leave it in the bank or even under their mattress?

Low interest rates in many countries has led some people to put their money in more risky financial products.

How important is the safety of your money?

Does your country have a banking guarantee scheme that protects your cash?

Do you prefer the protection of Government bonds?

Or are you happy to take a risk on shares, property or gold?

'Your Money' will explore the options and highlight your saving and investing experiences from around the world.

Your Money In India20130514

Food and fuel inflation, investing in gold, access to banking services and a collapsed savings scheme - just some of the subjects to feature in our next edition of Your Money, the personal finance programme on the World Service. We'll be live in Delhi on May the 14th - looking at the money issues that are relevant whether you live in India or anywhere else in the world.

As gold prices plummet, there's a buying frenzy in India, where traders say they're running out of stocks. We'll visit a jewellers and a bullion dealer to see why gold is still such an important investment and a must-have for weddings. We'll meet a family who have access to a bank account for the very first time - thanks to India's unique ID scheme; and we'll investigate why tens of thousands of savers have been left penniless after the collapse of a popular savings scheme.

We're keen to hear your stories on any of these subjects and hope to feature them on the programme as well as your queries and comments to our guests. Email wsym@bbc.co.uk.

Photo: AFP/Getty Images: Indian prospective buyers shop for gifts

Your Money In Shanghai2013111320131118 (WS)

Credit card mania is on the rise in China but are people living beyond their means?

Would you be tempted by a credit card dotted with Swarovski crystals? Or, one that gives free beauty treatments? They are some of the perks being offered by China's banks keen to sign up even more customers to the joys of plastic. But are they encouraging some to live beyond their means?

Also, as house prices in China keep rising and the government tries to cool the market, we meet a young professional desperate to get on the property ladder - whatever the cost. Plus, we visit a studio where one TV show searches for China's most talented financial planner - we ask what does it take to be the best?

Paul Lewis and Linda Yueh investigate all the big money stories live from the heart of Shanghai's financial district.

(Photo: The Oriental Pearl Tower and the financial district of Pudong, Shanghai, China. Credit: Daniel Berehulak/Getty Images)

Your Money in Shanghai20131113

Would you be tempted by a credit card dotted with Swarovski crystals? Or, one that gives free beauty treatments? They are some of the perks being offered by China's banks keen to sign up even more customers to the joys of plastic. But are they encouraging some to live beyond their means?

Also, as house prices in China keep rising and the government tries to cool the market, we meet a young professional desperate to get on the property ladder - whatever the cost. Plus, we visit a studio where one TV show searches for China's most talented financial planner - we ask what does it take to be the best?

Paul Lewis and Linda Yueh investigate all the big money stories live from the heart of Shanghai's financial district.

(Photo: The Oriental Pearl Tower and the financial district of Pudong, Shanghai, China. Credit: Daniel Berehulak/Getty Images)

Your Money in Shanghai20131113

Would you be tempted by a credit card dotted with Swarovski crystals? Or, one that gives free beauty treatments? They are some of the perks being offered by China's banks keen to sign up even more customers to the joys of plastic. But are they encouraging some to live beyond their means?

Also, as house prices in China keep rising and the government tries to cool the market, we meet a young professional desperate to get on the property ladder - whatever the cost. Plus, we visit a studio where one TV show searches for China's most talented financial planner - we ask what does it take to be the best?

Paul Lewis and Linda Yueh investigate all the big money stories live from the heart of Shanghai's financial district.

(Photo: The Oriental Pearl Tower and the financial district of Pudong, Shanghai, China. Credit: Daniel Berehulak/Getty Images)